St. Florian: Housing & Real Estate
St. Florian's median home value is $314,000 (estimated market value runs 21% higher at $380,505), with median rent $629 (1.2× below Lauderdale County median $773; 1.5× below Alabama median $927). Homeownership rate: 67.7%. That's 1.8× higher than the Lauderdale County median ($174,800); 1.7× higher than the Alabama median ($182,929). Market is warm. Vacancy rate 9.2%. New construction makes up 30.4% of stock. A municipal building code is in effect.
- 5.3× annual income — home value vs. household income (vs Alabama 2.8×).
- 41.6 years to break even renting at the median (vs Alabama 16y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 37% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $314,000 — 1.7× the Alabama median ($182,929). Median rent $629/month. homeownership rate 67.7% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 5.3× |
|---|---|
| Affordability · Rent To Income Pct | 12.8% |
| Affordability · Interpretation | expensive |
| Fair Market Rent · Studio rent | $698 |
| Fair Market Rent · One-bedroom rent | $775 |
| Fair Market Rent · Two-bedroom rent | $1,000 |
| Fair Market Rent · Three-bedroom rent | $1,242 |
| Fair Market Rent · Four-bedroom rent | $1,409 |
| Fair Market Rent · HUD FMR area | Florence-Muscle Shoals, AL MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $380,505 |
| Median Home Value | $314,000 (vs Alabama $182,929) |
| Median Rent | $629 (vs Alabama $927) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 9.2% |
| Housing Market · New construction (% of stock) | 30.4% |
| Housing Market · Price Appreciation 2Yr | 8.6% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 15.0% |
| Broadband · Broadband-capable premises | 379 |
| Electricity · Electricity rate (¢/kWh) | 15.18¢/kWh |
| Electricity · Customers | 2,398,172 |
| Electricity · Revenue Millions | $4,993 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 3 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 67.7% |
|---|---|
| Median Year Built | 1989 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12