Decatur: Housing & Real Estate
The median Decatur home is valued at $210,200 (estimated market value runs 7% higher at $225,174), with median rent $896 (about the same as Morgan County median $864; 1.1× below Alabama median $1,007). Homeownership rate: 63.3%. That's about the same as the Morgan County median ($212,000); about the same as the Alabama median ($209,900). Market is warm. Vacancy rate 6.9%. New construction makes up 5.6% of stock. 10 nursing facilities on file. A municipal building code is in effect.
- 3.4× annual income — home value vs. household income (vs Alabama 3.3×).
- 19.5 years to break even renting at the median (vs Alabama 15y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 31% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $210,200 — 1.1× the Alabama median ($196,300). Median rent $896/month. homeownership rate 63.3% — near the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 3.4× |
|---|---|
| Affordability · Rent To Income Pct | 17.5% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | affordable |
| Fair Market Rent · Studio rent | $1,030 (vs Alabama $860) |
| Fair Market Rent · One-bedroom rent | $1,136 (vs Alabama $972) |
| Fair Market Rent · Two-bedroom rent | $1,310 (vs Alabama $1,169) |
| Fair Market Rent · Three-bedroom rent | $1,690 (vs Alabama $1,490) |
| Fair Market Rent · Four-bedroom rent | $2,109 (vs Alabama $1,548) |
| Fair Market Rent · HUD FMR area | Huntsville, AL MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $225,174 |
| Median Home Value | $210,200 (vs Alabama $196,300) |
| Median Rent | $896 (vs Alabama $1,068) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 6.9% |
| Housing Market · New construction (% of stock) | 5.6% |
| Housing Market · Price Appreciation 2Yr | 10.3% |
| Housing Orgs · Total count | 6 |
Sources: IRS BMF NTEE L
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Facilities (10)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Alabama median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Alabama median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Alabama median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 43.9% (vs Alabama 63.5%) |
| Broadband · Broadband-capable premises | 29,328 |
| Electricity · Electricity rate (¢/kWh) | 15.18¢/kWh |
| Electricity · Customers | 2398172 |
| Electricity · Revenue Millions | $4,993 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% (at Alabama median) |
| Mobile Broadband · 5G mobile coverage | 100% (at Alabama median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed unknown
Charging & Mobility
| Ev Charging · Stations | 6 |
|---|---|
| Ev Charging · Public Stations | 6 |
| Ev Charging · L2 Ports | 9 |
| Ev Charging · Dc Fast Ports | 4 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 63.3% (vs Alabama 62.3%) |
|---|---|
| Median Year Built | 1977 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12