St. Stephens: Housing & Real Estate
St. Stephens's median home value is $130,700 (estimated market value runs 5% higher at $137,512), with median rent $-666,666,666. Homeownership rate: 95.6%. That's 1.1× below the Washington County median ($138,100); 1.4× below the Alabama median ($182,929). Market is stable. A municipal building code is in effect.
- 2.1× annual income — home value vs. household income (vs Alabama 2.8×).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $130,700 — 0.7× the Alabama median ($182,929). Median rent $-666,666,666/month. homeownership rate 95.6% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.1× |
|---|---|
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $729 |
| Fair Market Rent · One-bedroom rent | $818 |
| Fair Market Rent · Two-bedroom rent | $983 |
| Fair Market Rent · Three-bedroom rent | $1,292 |
| Fair Market Rent · Four-bedroom rent | $1,314 |
| Fair Market Rent · HUD FMR area | Washington County, AL |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $137,512 |
| Median Home Value | $130,700 (vs Alabama $182,929) |
| Median Rent | $-666,666,666 (vs Alabama $927) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · Price Appreciation 2Yr | 2.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 260 |
| Electricity · Electricity rate (¢/kWh) | 15.18¢/kWh |
| Electricity · Customers | 2,398,172 |
| Electricity · Revenue Millions | $4,993 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 49% |
| Mobile Broadband · 5G mobile coverage | 10% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 95.6% |
|---|---|
| Median Year Built | 1978 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12